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 Medicare Enrollment

         

      What Is Medicare Enrollment

Mike explains the different ways to enroll in Parts A and B.

Mike Bauer explains how to Set Up A Login.gov account (you may need this before signing up for Medicare.)

Enrolling in Medicare Parts A and B can be done in three different ways, and it’s important to choose the method that works best for you. You can enroll three different ways:

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Online through SSA.gov: 

    • Accept/check the terms of services.
    • Click “Start a New Application”.
    • Check “Who is Completing the Application.”
    • Check that you have a “My Social Security Account.”
    • Sign in with either Login.gov or ID.me account.
    • Complete the application.
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Call 1-800-772-1213 : Speak with a representative who can guide you through the process over the phone. It usually will be a month or so before you can get an appointment set up.

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Visit your local Social Security office: Go to SSA.gov/locator to find the location assigned to your zip code. You must go to that location.

Mike Bauer explains how to Set Up A Login.gov account (you may need this before signing up for Medicare.)

If you are going to sign up for Medicare online you will need to set up a Login.gov account or ID.me account. 

Login.gov Account Setup: Step by Step

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Go to Login.gov Provide an email address you can always access (preferably personal, not work).

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Create a Strong Password Make it at least 12 characters using multiple words, spaces, numbers, and symbols.

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Set Up Multi-Factor Authentication (MFA)

Choose at least one authentication method—but adding a second backup method is highly recommended.

More secure options: Face or touch unlock, authentication app (e.g., Google Authenticator), security key (like a USB key), or PIV/CAC card for federal employees.

Other options: SMS text message, phone call, backup codes.

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Verify Your Identity

Take a picture of your ID (front and back). Acceptable IDs include:

Driver’s license (all U.S. states and territories),

Non-driver state ID,

U.S. passport book (rarely offered, often better to use a driver’s license).

Photo quality matters:

Use a phone or tablet camera—webcams are not supported.

Place the ID on a solid, dark background—avoid white or patterned surfaces.

Ensure even lighting, no glare or shadows, fully visible edges, and a clear barcode.

Hold the device steady; propping against a surface can help reduce blur.

If the online method fails or isn’t feasible, you can verify in person at a participating U.S. Post Office.

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Confirm Your Personal Info

You may be prompted to enter your Social Security number.

Double-check that all information (like your name, date of birth, etc.) matches exactly.

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Re-Enter Your Password

This step finalizes the identity verification and stores the confirmed details in your account.

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You’re All Set

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Now you can go to SSA.gov. Login using your Login.gov account.

Mike explains how to sign up for Parts A & B online.

Mike explains how to enroll in Medicare Part B only.

How to sign up for Medicare online. Just follow these steps:

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Visit SSA.gov: I First, open your web browser and go to SSA.gov.

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Find the “Sign up for Medicare” Button: Click on the button that says, “Sign Up for Medicare” under “Apply.” Click on “Apply Online” under “Sign up for Medicare” heading. Click on “I understand and agree to the above statements.” Click next and under the heading “Apply and Complete” then click “Start a New Application.” Choose who is completing the application and then click “yes” that you have a “My Social Security account.” If you set up a My Social Security account prior to Sept. 18, 2021, then you will use that username and password. Otherwise use your Login.gov account or Id.me account.
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Enter Your Information:They’ll ask for some basic information, like your name, birthday, and Social Security number. Make sure to write down your re-entry number if you are logged out so you can restart your application.
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Choose Your Coverage: You’ll get to choose whether you want Part A, Part B, or both. It is assumed you know you are getting part A. Choose part B if you want to. Some people delay part B because they have creditable employer coverage in place.

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Review and Confirm: Double-check everything, make sure it’s all correct, and confirm your choices. Click submit. You will receive a card in the mail in 3-4 weeks. You may be able to get your Medicare number in about a week by going online to your My Social Security account. Look for and open up your “Benefits Verification Letter.” In the body of the letter look for an 11-digit identifier that is a mix of letters and numbers. That is your Medicare number.

Mike explains how to enroll in Medicare Part B only.

Enrolling in Medicare Part B online is a simple process:
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Delayed Part B: I If you have been on employer coverage from age 65 and after and you delayed part B then you can sign up for part B online.
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Visit SSA.gov: Go to SSA.gov and click on “Sign up for Medicare.”
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Sign up for Part B only: Find where is says “Sign up for Part B only.” Click “Get Started.”
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Complete the Form: Take form CMS-L564 to your employer. Fill out section A and have your employer fill out section B of CMS-L564 and have them sign it. Now, fill in the required information on the online form, including your personal details and any other relevant information. Then scan a copy to upload at the bottom of the Part B application page.

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Review and Submit: Double-check everything for accuracy, enter your name, and email address. Click submit. Then go to your email and click “confirm my email” to complete the process.
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Confirmation: You’ll receive confirmation of your enrollment electronically.