Medicare Advantage Plan that fits you

In this short video
Mike explains Medicare Advantage.

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Medicare Advantage and Medicare Supplement (Medigap) plans are two different approaches to enhance your Medicare coverage, each with its own set of pros and cons. Medicare Advantage, often referred to as Part C, bundles together your hospital and medical coverage with additional benefits like vision and dental.

The pros of Medicare Advantage are:

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In general, lower premiums than Medigap.
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Possible extra benefits like dental, vision, hearing, over-the-counter benefits and more.
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Coordination of care among doctors in certain clinics and systems.
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Strong prescription drug coverage is usually included in an Advantage plan.

The cons of Medicare Advantage are:

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You will need to use a network of doctors and hospitals. Either HMO or PPO.
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Pre-authorization requirements from the Medicare Advantage insurance company for many medical services (e.g. MRI’s, CT scans, Chemotherapy, etc …).
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There may be co-payments for services, and you might need referrals (HMO) to see specialists.
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If you travel frequently, coverage may be limited outside your plan’s service area.

With all these pros and cons it is best to have an experienced agent to sort this out at no cost. Call Mike Bauer 281-787-7358 today to learn more.

What Our Customers Say

Excellent
Based on 69 reviews
Paula Grote
Paula Grote
2024-01-19
Mike Bauer is amazing. He always does what's best for his clients even if it means he doesn't profit from the transaction. I will continue to use Mike and highly recommend him to anyone!
Peggy Born
Peggy Born
2023-11-18
This month was my second time working with Mike on Medicare decisions. He was very helpful and knowledgeable - and helped me understand and make informed decisions. I have recommended him to several friends and will continue to do so. He is very patient and kind.
Merle Moon
Merle Moon
2023-11-17
Mike Bauer has provided expert service to my wife and I in navigating our entry into the world of Medicare. He has been a key resource in helping us choose the best options for our needs and provided hands on guidance in the signup process. True professional!!
Grama Judi
Grama Judi
2023-11-13
Excellent follow up and service.
William Herrington
William Herrington
2023-11-08
Mike is definitely a great resource to use when you have so many options to choose from on Medicare drug plans.
Jojo Smullen
Jojo Smullen
2023-11-02
Mike is Fantastic! Highly recommend!!!
Roger
Roger
2023-11-02
I met with Mike Bauer at Houston Independent Insurance for not only his knowledge in Medicare insurance but also because Mike also has a great personality! I trust Mikes insight and suggestions. If Mike finds something that could benefit me and my needs he contacts me and let’s me decide if I want to make any changes. Thank you Mike, I appreciate what you do and I respect how you do it! Roger Cox
Charlie Morris
Charlie Morris
2023-10-19
Very helpful with a friendly atmosphere!
Cynthia Morris
Cynthia Morris
2023-10-17
Mike Bauer has been able to save my husband & myself money every time we have had to reevaluate our policies Thank you Mike
Ed Emig
Ed Emig
2023-10-14
Mike guided my wife and I through the maze of options we needed to consider in starting Medicare Part B and associated supplemental plans. I don't think I'll ever understand this as well as Mike does, but he explained things carefully and thoroughly so I am confident I was able to make informed decisions that are the right ones for my family. I highly recommend him for anyone who has to deal with Medicare decisions.